What is the Minimum Liability Insurance in Arizona?

Reader’s Question:

How much car insurance do I need if I decide to just get liability coverage here in Arizona? I was told that I can get the cheapest car insurance if I go with just the minimum coverage.

Sandy

Glendale, AZ

It is really hard to understand the ins and outs of car insurance and a lot of people find it to be so confusing. As part of car insurence, liability coverage would be for bodily injury and property damage. This type of insurance coverage would pay for the damages and injuries you caused to other people in an accident up to the limits of your car insurence policy. It is required for you to get at least the minimum required liability coverage in Arizona which is said to be the cheapest car insurence.

Liability coverage would pay for the medical expenses of an injured individual and for property damage that may have incurred in an accident you cause. In the event that your car insurence policy provides coverage in case you get sued by the other party, your insurance would pay for an attorney for your defense.

To get the cheapest car insurence in the state of Arizona, you can go with the minimum requirement for liability coverage which is 15/30/10. This means $15,000 for bodily injury for a single individual, $30,000 for bodily injury for all the individuals involved and $10,000 for property damage.