SR22 Auto Insurance Rates in Arizona

Reader’s Question:

Why does my sister have to get  SR22 auto insurance coverage here in Yuma, Arizona? If it is because of her DUI, what happens if she fails to secure SR22 auto insurance? What is the best rates in Arizona?

Carey

Yuma, AZ

The SR22 is actually not a kind of insurance, but instead, it is a proof that a person has certain kinds of insurance based upon the financial responsibility laws in Arizona. To put it simple, it’s a form that should be filed by the auto insurance company to the Department of Motor Vehicles (DMV) and this states that the person has an auto liability insurance. Normally, this is a requirement if an insurance is given to a person who got into an accident or was convicted for a traffic violation such as DUI and cannot show financial responsibility or in some states, if a judge has mandated an SR22 for some other reasons.

In your sister’s case, she is required to get an SR22 if she has a DUI conviction in Yuma, Arizona. She needs to file the SR22 to complete the requirements of reinstating her driver’s license. If she fails to secure an SR22, she can’t have her driving privileges back and her driver’s license will be suspended again. Since she needs to file for an SR22, I suggest for her to get a free auto insurance quote from this website.