How You Can Save Car Insurance With A Teen Driver

Reader’s Question:

My teenager is just so excited to drive the family car since she just got her driver’s license here in Arizona. Would this mean that our auto insurance rates will go high as well?

Howard

Phoenix, AZ

You know how it is a joy to see kids growing up. It seemed like not so long ago they could barely even walk, now they could barely even wait to get behind the wheel. Along with this comes the reality that as good you were at maintaining a good driving history, adding teenage drivers to your auto insurance policy would inevitably cause your insurance premiums to go high. However, It will be to you or your daughter, or who ever pays the bills, advantage to add your daughter under your existing automobile insurance since you will almost always get additional discount from your insurance provider. Getting your daughter her own insurance policy would likely be very expensive since she has not yet established any driving history of her own.

There are ways on how you can minimize your insurance costs until your daughter is old enough to get her own car and her own policy. You and your daughter can enroll in state accredited defensive driving classes there in Arizona. This will qualify you for some additional discount towards your insurance rates for becoming safer drivers. If your daughter is doing well in school, academically, you may also want to ask your provider if they provide good student discounts. But the best thing you can do is to teach your daughter to become a safe and responsible driver.